AML Compliance Manager

In this position, you’ll

Review customer onboarding and periodic review files prepared by the first line of defense. Assess KYC completeness, customer risk ratings, beneficial ownership, ownership structures, business rationale, and expected activity. Perform Enhanced Due Diligence on higher-risk customers, including review of source of funds, source of wealth, geographic risk, adverse media, and transaction rationale. Review and approve, or recommend approval of, higher-risk customers in line with internal procedures. Assess PEP cases and prepare PEP approval recommendations for Compliance or senior management. Review AML/CFT escalations from the first line and provide clear compliance advice. Challenge incomplete or insufficient first-line analysis and request additional information where needed. Review sanctions, PEP, and adverse media screening alerts and escalate material issues. Review SAR related escalations and SAR drafts to be filed to local FIU. Support ongoing monitoring, trigger-event reviews, and periodic KYC refreshes. Identify AML/CFT red flags and escalate potential suspicious activity in accordance with internal procedures. Prepare AML governance material, including customer approval memos, escalation summaries, risk assessments, and management reporting. Maintain logs of approvals, escalations, exceptions, and pending actions. Support updates to AML/CFT procedures, checklists, controls, and internal guidance. Assist with audit, regulatory, and internal compliance requests when required.

About you

3–4 years’ experience in AML/CFT, KYC, customer due diligence, or financial crime compliance. Good understanding of Luxembourg and EU AML/CFT requirements. Practical experience reviewing customer onboarding files, KYC documentation, beneficial ownership, risk ratings, source of funds and source of wealth. Experience assessing higher-risk customers, PEPs, complex structures, adverse media, and sanctions-related alerts. Experience with SAR drafting and filing to local FIU. Ability to review and challenge first-line-of-defense escalations. Strong analytical skills and sound judgment in identifying AML/CFT risks and red flags. Ability to prepare clear AML compliance memos, escalation notes, approval recommendations, and governance material. Strong written and verbal communication skills in English; French, German, or Luxembourgish is an advantage. Good attention to detail and ability to maintain a clear audit trail. Comfortable working independently and managing multiple reviews and deadlines. Experience with KYC, screening, and case management tools. AML certification such as ACAMS, ICA, or equivalent is an advantage.

Work perks

The opportunity to benefit from our share options programme 30 days of paid annual leave Newest MacBook models Confidential Employee Assistance Program (EAP) for you and your family Frequent team-building events Home office support: we provide IT workstation equipment and a personal budget of up to €540 for home workplace furniture A personal monthly budget for shopping on Vinted Co-contribution meal vouchers through a convenient meal voucher program